Terms of Service

This website is operated by Lloyd's Studio Photography. Throughout the site, the terms "we," "us," and "our" refer to Lloyd's Studio Photography. We offer this website, including all information, tools, and services available from this site, to you conditioned upon your acceptance of all terms, conditions, policies, and notices stated here.

By visiting our site and/or purchasing something from us, you engage in our "Service" and agree to be bound by these Terms of Service, including additional terms and policies referenced herein. These Terms apply to all users of the site, including browsers, vendors, customers, and merchants.

If you do not agree to all the terms and conditions of this agreement, you may not access the website or use any services. We reserve the right to update or change any part of these Terms by posting updates to the website; continued use constitutes acceptance of those changes.

By agreeing to these Terms, you represent that you are at least the age of majority in your state or province of residence, or that you have given us consent to allow any minor dependents to use this site. You may not use our products or services for any unlawful purpose, nor transmit any worms, viruses, or destructive code. A breach of any of these Terms will result in immediate termination of your Services.

We reserve the right to refuse service to anyone for any reason at any time. You agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of the Service without express written permission from us. Content (excluding credit card information) may be transferred unencrypted across networks; credit card information is always encrypted during transfer.

We are not responsible if information on this site is not accurate, complete, or current. Material is provided for general information only. Any reliance on it is at your own risk. We reserve the right to modify site contents at any time without obligation to update information.

Prices for our products and services are subject to change without notice. We may modify or discontinue the Service (or any part of it) at any time without notice and shall not be liable to you or any third party for any modification, price change, suspension, or discontinuance.

Certain products or services may be available exclusively online and may have limited quantities. We reserve the right to limit sales to any person, geographic region, or jurisdiction, and to discontinue any product at any time. Descriptions and pricing are subject to change without notice. We do not warrant that the quality of any products or services will meet your expectations.

We reserve the right to refuse or cancel any order. You agree to provide current, complete, and accurate purchase and account information for all purchases and to promptly update your account so that transactions can be completed.

We may provide you with access to third-party tools which we neither monitor nor control. Access to such tools is provided "as is" and "as available" without warranties. Any use of optional tools is entirely at your own risk.

Certain content, products, and services available via our Service may include materials from third parties. We are not responsible for examining or evaluating third-party content and are not liable for any harm or damages related to third-party websites, products, or transactions. Please review the third party's policies carefully.

If you send us creative ideas, suggestions, proposals, or other materials (collectively, "comments"), you agree that we may, without restriction, edit, copy, publish, distribute, translate, and otherwise use those comments in any medium. We are under no obligation to maintain comments in confidence, pay compensation, or respond. You agree your comments will not violate any third-party right or contain unlawful, abusive, obscene, or malicious material.

Your submission of personal information through the site is governed by our Privacy Policy.

Occasionally there may be information on the site that contains typographical errors, inaccuracies, or omissions. We reserve the right to correct any errors and to change or update information — or cancel orders — if any information is inaccurate at any time without prior notice.

You are prohibited from using the site or its content: (a) for any unlawful purpose; (b) to solicit unlawful acts; (c) to violate any regulations or laws; (d) to infringe intellectual property rights; (e) to harass, abuse, defame, or discriminate; (f) to submit false or misleading information; (g) to upload viruses or malicious code; (h) to collect personal information of others; (i) to spam, phish, or scrape; (j) for any obscene purpose; or (k) to interfere with the security of the Service. We reserve the right to terminate your use of the Service for violating any prohibited use.

We do not guarantee that your use of our service will be uninterrupted, timely, secure, or error-free. The service and all products and services delivered to you are provided "as is" and "as available" without any representation, warranties, or conditions of any kind. In no case shall Lloyd's Studio Photography or its directors, officers, employees, affiliates, agents, contractors, or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind.

You agree to indemnify, defend, and hold harmless Lloyd's Studio Photography and our affiliates from any claim or demand, including reasonable attorneys' fees, made by any third party arising out of your breach of these Terms or your violation of any law or the rights of a third party.

If any provision of these Terms is determined to be unlawful, void, or unenforceable, it shall nonetheless be enforceable to the fullest extent permitted by law, and the unenforceable portion shall be deemed severed without affecting the validity of the remaining provisions.

Obligations and liabilities of the parties incurred prior to the termination date shall survive termination for all purposes. These Terms are effective unless and until terminated by either party. If you fail to comply with any provision, we may terminate this agreement at any time without notice.

These Terms and any policies posted by us constitute the entire agreement between you and us and govern your use of the Service, superseding any prior agreements. Any ambiguities in interpretation shall not be construed against the drafting party.

These Terms and any separate agreements shall be governed by and construed in accordance with the laws of the State of Florida.

You can review the most current version of the Terms of Service at any time on this page. We reserve the right, at our sole discretion, to update or replace any part of these Terms by posting updates to our website.

Questions about the Terms of Service — contact us here.

This section applies specifically to podcast recording, editing, production, and related services provided by Lloyd's Studio Photography ("Lloyd's Studio," "we," "us," or "our"). It supplements — and does not replace — the general Terms of Service above. Where a term below conflicts with the general terms for a podcast engagement, this Podcast Services Agreement controls.

Definitions

• Client — the individual or entity booking podcast services from Lloyd's Studio.
• Guest — any person appearing on a recorded episode, whether in person or remotely.
• Session — a scheduled block of studio time booked by the Client.
• Deliverables — the audio and/or video files, per-track stems, and any edited output produced from a Session.
• Website — lloydsstudio.com and any related tool, app, or access mechanism.

Eligibility & Account

You must be at least 18 years old (or the age of majority in your jurisdiction) and able to form a legally binding contract to book podcast services. You are responsible for all activity conducted through your account or under your booking.

Bookings, Deposits & Cancellations

Sessions are billed per hour or per session block at the rate quoted at the time of booking. A minimum session length may apply. A deposit may be required to hold a Session. Cancellations or reschedules made less than 48 hours before the scheduled start may forfeit the deposit in full. No-shows are billed at the full Session rate.

Session Conduct & Guest Waivers

The Client is responsible for the conduct of all Guests during a Session. On-camera or on-mic Guests may be required to sign a recording release before the Session begins. Lloyd's Studio reserves the right to refuse, pause, or terminate a Session for unlawful, harassing, or unsafe conduct, or for any violation of studio policy.

Deliverables, File Retention & Ownership

Deliverables are released to the Client after final payment has cleared. Upon delivery, the Client owns the finished episode for its intended commercial and editorial use, subject to the payment and third-party licensing terms below. Lloyd's Studio retains a copy of the master files for a reasonable backup period; long-term archival is the Client's responsibility. Un-ordered raw material may be purged after that backup period without notice.

Third-Party Media & Music Licensing

Any music, sound effects, clips, images, or other third-party media that the Client asks Lloyd's Studio to incorporate into an episode must be properly licensed by the Client. The Client represents and warrants that all such material is cleared for the intended use and agrees to indemnify Lloyd's Studio against any claim arising from unlicensed or infringing material supplied by the Client or a Guest.

Fees, Payment & Late Payment

All fees are quoted in United States Dollars and, unless otherwise stated, are due on or before the Session. Deliverables are withheld until payment clears in full. Past-due balances may accrue interest at the lesser of 1.5% per month or the maximum allowed by Florida law, and the Client agrees to reimburse reasonable collection costs, including attorneys' fees.

Recording Consent & Publicity

By recording at Lloyd's Studio, the Client and all Guests consent to being recorded. Unless the Client requests otherwise in writing and Lloyd's Studio agrees in writing, Lloyd's Studio may reference the engagement (name, logo, and brief description) in portfolio, case-study, and marketing materials. Actual episode audio or video is not shared for marketing without prior written consent.

Limitation of Liability

Podcast services are provided "as is" and "as available." To the fullest extent permitted by Florida law, Lloyd's Studio's total aggregate liability for any claim arising out of a podcast engagement is limited to the amount actually paid by the Client for the specific Session giving rise to the claim. In no event will Lloyd's Studio be liable for lost profits, lost audience, lost sponsorships, or any indirect, incidental, consequential, special, or punitive damages, even if advised of the possibility.

Indemnification

The Client agrees to indemnify, defend, and hold harmless Lloyd's Studio Photography and its owners, employees, and contractors from any claim, demand, damage, or expense (including reasonable attorneys' fees) arising out of the Client's or a Guest's content, statements, or conduct, or out of any third-party media supplied by the Client for use in an episode.

Governing Law & Dispute Resolution

This Podcast Services Agreement is governed by the laws of the State of Florida, USA, without regard to conflict-of-law principles. The parties will first attempt to resolve any dispute informally by direct written notice. Any unresolved dispute will be brought exclusively in the state or federal courts located in Palm Beach County, Florida, and the parties consent to the personal jurisdiction of those courts.

Modifications

Lloyd's Studio may modify this Podcast Services Agreement at any time by posting the revised version on the Website. Continued use of the podcast services after posting constitutes acceptance of the revised terms.

Contact

Questions about the Podcast Services Agreement — contact us here.

This website is not part of the Facebook™ website or Facebook Inc., and is not endorsed by Facebook™ in any way. This website is not part of Google™ and is not endorsed by Google™ in any way. This website is not part of Yahoo™ or Bing™ and is not endorsed by them in any way. All trademarks are property of their respective owners.

Everything expressed on this site is our own opinion and does not represent our vendors, associates, or any companies we work with.

Due to the nature of the work, you understand that all sales are final and non-refundable. All ordered images are kept on file for as long as technologically possible. It is your responsibility to safely file, store, and keep purchased image and video files in your own storage devices. Un-ordered images may be purged permanently without notice.

Client Usage Rights: purchases include limited commercial use — business cards, brochures, and digital media assets. Please contact us for more information.